Financial Services
Car Finance Calculator
Calculate your monthly car repayments, explore deposit scenarios, and structure terms benchmarked to the South African prime rate.
South Africa NCA Benchmark
Vehicle Finance Calculator
Prime Lending Rate
11.75%
R
Deposit (%)
R
Balloon Payment (%)
R
Estimated Monthly Repayment
R
/month
Calculated over months at % interest rate.
Vehicle Price:
R
Deposit Paid:
- R
Balloon Residual:
R
Total Estimated Cost:
R
* Indicative calculation only. Final approval, interest rate, and instalment terms subject to financier credit assessment and National Credit Act (NCA) regulations.
Statutory Guidance
Required Documents for Car Finance Approval
Under the National Credit Act (NCA) and FICA, our in-house finance executives require the following statutory documentation to submit your application to all premier banking institutions:
1.
Valid Identity Document:
Green barcoded South African ID book or smart ID card (or valid passport with work permit).
2.
Driver's Licence:
Valid South African driving licence card.
3.
Proof of Earnings:
Latest 3 months consecutive payslips (or 6 months audited financials for self-employed/businesses).
4.
Bank Statements & Residence:
Latest 3 months stamped bank statements and utility bill not older than 3 months.
Ready to proceed with an application?
Contact Our Finance Desk
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